Access your money easily with a Checking Account.
With a Checking Account from NBKC you can make use of the funds as you need to, without any restrictions. Click below to open an account today!
How we chose the best national banks of 2021-2022:
In selecting our winners for Best National Bank, Money started with the 20 largest retail-focused banks in the country, measured by assets. Money then partnered with data provider Curinos to review account minimums and qualifications, interest rates, monthly service fees, ATM fees, overdraft fees, overdraft protection fees, insufficient funds fees, debit card replacement fees, domestic wire transfer fees, and online banking capabilities.
When selecting finalists, priority was given to checking and savings accounts with no or easily waived monthly fees, free ATM withdrawals, and higher interest rates. In naming free accounts, we assumed customers would be okay with receiving e-statements to avoid a monthly fee.
When available, we weighed customer service ratings from J.D. Power’s 2020 U.S. Retail Banking Satisfaction Study, 2021 Online Banking Satisfaction Survey, and 2021 Mobile Banking Satisfaction Survey. Money’s edit team independently fact-checked information in September and October.